Homeowners Of America
We look at your whole financial picture when matching you with an investor.
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Homeowners Of America

You don't fit in
one of these.

Fight the Big Banks.

Deal directly with the investor through HOA.



You work hard.

You pay your bills on time.

Somehow though, you can't qualify for a home loan. 

Many people are working multiple jobs and earning income in new and diverse ways. You shouldn't be penalized just because you don't fit into an easily defined box.

At HOA we look at your whole financial picture when matching you with an investor. You'll know you're always getting the best value out of your loan because we proactively let you know when you can obtain a better term and rate that's beneficial to you. 

Click here to register your loan and see if we can do better.

Call us

☎ 1 (800) 482-1421


What we do for...




Call 1-800-482-1421 or reach us at borrow@hoa.com

Common sense underwriting

Cut out Wall Street overhead. Did you know that the bonuses and salaries they make can account for over 2% per year on your rate? Get what you deserve based on your qualifications, not what they give you.

We offer

  1. Local investors that believe in your property and story
  2. Terms from 5 to 30 years.  
  3. No Prepayment Penalties
  4. One loan package, one appraisal
  5. Over 30 years of experience
  6. All types of properties: Owner and Non-Owner Occupied
  7. Online access to your loan details


Call 1-800-993-4199 or reach us at invest@hoa.com

Rates without Wall Street
mark-ups and fees

We offer

  1. Yield and Terms Desired
  2. Underwriting FNMAE Loan Docs and Disclosures
  3. Servicing Appraisal Title Insurance Hazard Insurance
  4. Direct Deposit to your account
  5. Invest in properties in your desired area, state, city
  6. Demands, Reconveyance, Collections and Conclusions
  7. Online daily reporting


Brokers Welcome.

Whether you have an investor or a loan request you can join the fight.



What Wall Street and credit card companies are doing is really not much different from what gangsters and loan sharks do who make predatory loans.
— Bernie Sanders


Let's talk about you.

Whether you're looking to get a better rate than your existing loan, are a first time buyer who needs some guidance, or you can't get approved even though you can afford to buy, we'd love to discuss your situation and see if we can help. 

Name *
This is a free and confidential service.